The authors believe that lately lots of bids given or offered by banking both national and foreign banking to you either via tele-marketing or field to get marketers or obtain business loans to a certain amount of money and paid by installments during a certain period or which is named with the “hotel facilities”.

In this paper is to be reviewed is provided with the facility without bail or is unsecured intended by banking through (the) marketers that have in common-sense with what’s on the minds of the (prospective) debiturnya? Because usually the marketers describe that as “facilities” to be “free” or without warranties of any kind of (potential) customers.

On the essence of banking is a business financing that is governed by the provisions of the legislation is very strict policies or financial authority to give you a loan. Why banking is an institution that is regulated? The answer because in addition to managing the banking community funds or funds of third parties in the form of deposits or savings it offers also has systemic risk (systemic risk) that can affect macroeconomics a nation or country.

Still warm enough in the minds of us how European monetary crises experienced in still lately, that its impact could be felt to this day. Many European banking liquidity crisis experienced triggered by the number of loans that are poured in the corporate world is jammed or the default (non-performing loan) caused due to the weakening of the currency exchange rate against foreign currencies.

Lending money in the bank, in addition to complicating indeed quite risky. So many people who prefer to look for other money lending companies. One of them is by selecting the company loans that require no collateral or by filing a unsecured loans. Currently Unsecured Loans much hunted by the potential debtor. Because of the potential debtor did not need to include their property as collateral.